Harbour is a DFSA licensed wealth management firm specialising in premium independent investment advisory and discretionary investment management services.
Excellence in investment management
At Harbour, we leverage on our global expertise and internationally-qualified team to deliver prime solutions to your investments. In order to deliver on your expectations, our team focuses on a service and relationship-oriented approach built around top-tier know-how.
We provide you access to key in-house market intelligence and research to help you better understand your investment position.
Our Portfolio X-Ray gives our clients a better understanding of the actual risks they are exposed to.
We build a risk profile of each client by utilizing a state-of-the-art quantitative psychometric analysis based on Prospect Theory.
We can assist you in building a suitable portfolio aligned with your risk tolerance.
Protect your investments in an offshore common law jurisdiction under one global custodian.
We advise on products and portfolios to assist you in making informed investment decisions.
Discretionary Portfolio Management
We offer an all-in low fee service to manage your portfolio by selecting securities and maintaining optimal allocations.
Why Choose Us
Honest, Expert Wealth Managers
Superior Risk-Adjusted Returns
We utilize Prospect Theory to measure investors’ loss aversion and build a coherent risk/return profile. Harbour achieves superior returns because the portfolio-level risk exposure is aligned with the risk tolerance of its respective owner, such that emotionally charged panic selling does not occur and does not sabotage total return over the lifetime of the portfolio.
Access to the World from One Account
Harbour is conveniently located in the Dubai International Financial Centre (DIFC) and regulated by the Dubai Financial Services Authority (DFSA) as a prudential category 3A firm for the provision of asset management services. The Dubai International Financial Centre is a modern strategic hub connecting the financial regions of the world. The DIFC provides a tax-efficient jurisdiction from which Harbour provides access to over 100 markets worldwide under one consolidated account.
Risk Management Comes First
History is littered with examples of what happens when wealth is not managed with risk at the core. We begin every mandate with a risk target. We help you navigate the complexity of managing risk in an uncertain world.
Harbour is independent and does not act on behalf of any 3rd party. Unlike the larger Private Banks, Harbour does not pressure its advisors to sell investment products that generate profits for the bank’s own Treasury.
Committed to Excellence
Harbour brings an exemplary level of service fit for private banking clients. With its global reach and personal touch, Harbour serves as a perfect offshore solution for your global account consolidation and custody needs.
Carlos de Menezes Falcão
Jose Francisco Verdelho
Andrew Steven Roy
Alexandra Alves Gaspar
Chief Executive Officer
Ana Paula Santos
Chief Operations Officer
Chief Investment Officer
Baasab B Deyb
Chief Financial Officer and Risk Officer
Compliance & MLRO
Nora Marjatta Roms
Senior Office Assistant
Let’s Work Together
The information herein contained, including any terms and conditions presented (the information) has been prepared and distributed by Harbour Wealth Management (HWM) and is directed at Clients (non-retails costumers) who qualified as either professional clients (as defined in DFSA’s rule book, glossary module (“GLO”) or Market Counterparties (cf.GLO) enacted by Dubai Financial Services Authority (‘DFSA’). This document is being furnished to the intended recipient solely for information purposes. Any investments carry its own risks; the investor must be aware of the risks posed by an investment (Cf. GLO) and is fully responsible for the risks incurred. The information is not and cannot be understood as impartial investment research. HWM does not guarantee the accuracy or completeness of the information and the opinions expressed herein are HWM’s opinions at the moment they are conveyed only and are subject to change without prior notice. This document cannot be reproduced, in whole or in part, in any form or by any means without HWM’s specific authorization and any distribution of the information on behalf of HWM is strictly prohibited. Neither this document nor any copy hereof may be sent or taken or transmitted into or distributed, directly, or indirectly, in any jurisdiction other then Dubai International Financial Centre. Any failure to comply with this restriction may constitute a violation of the laws of the jurisdiction where the document is being redistributed. This document does not constitute or form part of, and should not be construed as, any offer for sale or subscription of or solicitation of or invitation to make any offer to purchase or subscribe for any financial products or services and neither this document nor any part of it shall form the basis of or be relied on in connection with or act as an inducement to enter into any contract or commitment whatsoever. HWM does not accept any kind of liability for losses or damages which may arise from the use of this document or its contents nor for the unlawful reproduction and/or redistribution of the same. HWM is dully licensed and Regulated by the DFSA and is 100% owned by AFM INTERNATIONAL, a company with registered address at Level 3, Sky Parks Business Centre, Malta International Airport, Luqa, Malta.