Meet the Team
Carlos de Menezes Falcão
Founder and Chairman of the Board of Directors
Mr. Carlos de Menezes Falcão graduated in Law from the Faculty of Law of the University of Lisbon in 1973, and developed its law practice amongst several international clients in the financial, insurance and oil sectors. Mr. Falcão is the chairman of the group. In 1991 founded Títulos Lusitanos to provide executive consulting services and develop investment projects under the Portuguese Government’s privatization program.
Particularly in Angola, Mr. Falcão has been leading the development of the Groups’ projects and in rendering executive management services to well established international entities, such as Exxon Mobile, BP Total, BAI and Sonangol.
Today, Mr. Carlos de Menezes Falcão also holds the positions of Chairman of the Board of Directors of several companies operating in Angola, which develop its activity in the areas of the operation and management of integrated infrastructures, logistics and engineering services to oil companies in Angola and other entities, as well as in the provision of executive advisory services.
José Francisco Figueira Verdelho
Founder and Director
Mr. José Verdelho has earned a BA in Law from the Faculty of Law of Lisbon in 1989. He further completed the Advanced European Studies in College of Europe in Bruges in 1990 and returned to the Faculty of Law of Lisbon where he taught until 1995. He was an Assistant of Political Economy and Economic Law. He was involved in matters of finance and corporate law in post- graduate courses at the Catholic University of Lisbon in such matters and was also an Assistant in Lisbon International University.
In his young years, Mr. José Verdelho was a consultant in International Tax with Ernst & Young, Lisbon, and served as Deputy to the Portuguese Secretary of State for Tourism. He also served as a Director of SDZ a company that received several mandates from the Government of Mozambique and developed project financing work in respect of the coal reserves of Moatize, the restructuring of the Cahora Bassa dam and the privatisation program of Mozambique public owned banks. He rendered executive consultancy services to the Minister of Finance of Angola, the National Bank of Angola and Sonangol.
He was a founder and Director of Títulos Atlântico – Sociedade Financeira de Investimento, the first financial investment company set up in Luanda and intervened in diverse projects with well-established international entities, such as ExxonMobil, BP, Total, BAI and Sonils, amongst other oil companies operating in Angola. He has been an adviser in several major infrastructure projects and transactions.
Andrew Steven Roy
Mr. Andrew Steven Roy graduated from the Institute of Chartered Accountants in England and Wales, in which he was a faculty member in 1983. During his career, he was an auditor in several accounting and audit companies until he founded Bennett Roy & Co, Isle of Man, an accountancy public practice that in 2005 became Baker Tilly Isle of Man. He was principal in Baker Tilly Isle of Man until retirement in 2018.
Currently, Mr. Andrew Steven Roy holds a board position in some of the group companies. With a background in audit and expertise in corporate governance, he has gained wide experience of the business world at a senior level.
Alexandra Alves Gaspar
Ms. Alexandra Alves Gaspar has over 20 years of experience, consistently balancing commercial acumen, corporate governance and controls with achieving results for Financial Service providers and their clients. She possesses a comprehensive depth of experience and knowledge across financial services incorporating asset management, wealth management, private banking and investment experience throughout Europe and the Middle East. She has held senior positions in Espirito Santo Bank in Lisbon, Madrid and Dubai, between 2001 and 2014.
In addition, Ms. Alexandra Alves Gaspar holds a Degree in Law, specialization in International Law from Universidade Lusíada de Lisboa and a Postgraduate Degree in Commercial Law from Universidade Católica Portuguesa de Lisbon. She is also a member of the Portuguese Bar Association, since 2001.
Ana Paula Santos
Chief Operations Officer
Ms. Santos has earned a BA in Management from ISG, Business & Economics School, Lisbon, in 1996. She started her career with Deloitte & Touche, Portugal, as a member of the Financial Audit team. She developed her carrier as a Financial Controller and Head of Finance, Administration and Human Resources in the construction industry. In 2013, she joined ES Bankers (Dubai) Commercial team, being in charge of account maintenance, dealing with AML related aspects in cooperation with the compliance team.
Ms. Santos joined Harbour in 2015 where she is part of the Senior Management and responsible for the set up, management and maintenance of Harbour’s operations.
Chief Financial Officer and Risk Officer
Mr. Deyb is a fellow member of the Institute of Chartered Accountants of India with 22 years of experience in Assurance, Hospitality & Leisure – Audit and Advisory, Risk Management and Financial Services – Insurance and Reinsurance; and extensive experience in respect of professional services to several regulated companies registered with Dubai International Financial Centre (DIFC).
Mr. Deyb is a registered ‘Principal’ with Dubai Financial Services Authority (‘DFSA’). He handles risk advisory and internal audits for Financial Services entities in DIFC. He also carries out an ‘Outsourced CFO’ role for a PIB Category 3C and 3A – Financial Services firm listed with DFSA.
Mr. Deyb has been collaborating with Harbour since 2015.
Compliance Officer and MLRO
Ms. Shmatova has over 14 years experience in regulatory compliance and AML, corporate and international tax structuring and banking, with a deep knowledge of financial services regulations and frameworks, tax and legal matters.
She holds a 2011 Master’s degree in Economics and is a member of the Chartered Institute for Securities and Investments since 2018. Ms. Shmatova has been with Harbour Wealth management since 2018.
Rita Santos Silva
Ms. Silva graduated in Law from Nova School of Law, Portugal, in 2016. In 2017, she completed an LL.M in European Law from Tilburg University, Netherlands. She has 4 years’ experience working in financial institutions, having previously worked in the Due Diligence department of BNP Paribas, Portugal.
In 2019, she joined Harbour where in addition to taking on the legal advisor role she is also the Deputy Compliance and Deputy Money Laundering Reporting Officer.
Ms. Roms holds a Business Degree from Westminster University in London and an MBA from Wollongong University in Dubai.
Ms. Roms joined Harbour in 2016. She is responsible for organizing all administrative activities of the firm and supporting the commercial area in the communication with the clients.
Ms. Menendez has earned a BA in Business Administration from ESERP Business School in Madrid in 2001. She has worked in Communications and Hospitality for several years in Madrid, London and Dubai.
She joined Harbour in 2018 to assist the needs of the different departments.